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DCHA: Ending Delaware County's Housing Insecurity

DCHA: Ending Delaware County's Housing InsecurityDCHA: Ending Delaware County's Housing InsecurityDCHA: Ending Delaware County's Housing Insecurity

DCHA: Ending Delaware County's Housing Insecurity

DCHA: Ending Delaware County's Housing InsecurityDCHA: Ending Delaware County's Housing InsecurityDCHA: Ending Delaware County's Housing Insecurity

The Problem & Study

Since 2019, the visibility of individuals experiencing housing insecurity in Delaware County has significantly increased.

View Delaware County's Story Map and Housing Study

What is housing insecurity?

The state of not having stable or adequate living arrangements, especially due to risk of eviction or because one lives in unsafe or uncomfortable conditions. 

The hard facts¹ for Delaware County:

  • Over 19,700 residents live below the poverty level
  • Poverty rate: 5.1%
  • Average monthly rent amount: $1,414
  • 34.1% of renters allocate more than 30% of their income towards housing costs

The Solutions

Our board of community leaders, organizations and concerned citizens intends to create strategies to address housing insecurity, with the goal of ending it altogether and establishing safe, affordable and quality housing for all Delaware County residents. 


Recommended Housing Strategies:

  • Diversify housing choices to accommodate all life stages and household needs.
  • Evaluate land use policies and streamline project approval processes.
  • Expand housing options for the growing senior population.
  • Ensure future growth occurs sustainably and equitably so that all residents in the county benefit.

I've estimated that for every dollar we spend on reducing childhood poverty, we save anywhere between $7 and $12 in future expenditures.²


Mark Rank, Herbert S. Hadley Professor of Social Welfare

The faces of housing insecurity in Delaware County


Sue, a single mother of 3, has been working two jobs to maintain her household. Recently, her apartment building was sold and the new owner increased her rent by 30%. She hasn’t been able to find a new place to move her family because there simply aren’t enough rental units available that her income can support. She has been able to receive supplemental rental assistance to bridge the gap on a short-term basis, but now she has just 30 days to find a new home for her family. Otherwise, they will have to move into a homeless shelter, if there is space for the 4 of them. 

Affordable housing benefits everyone in Delaware County

  • A healthy housing inventory creates jobs, from the construction phase through long-term permanent jobs.
  • Affordable housing promotes more spending within the community. More money left over after the rent payment means more to spend on healthy food, healthcare, etc.
  • Stable, safe housing means a healthier population. Old, unkept buildings pose a risk to physical health.
  • Affordable housing leads to improved government infrastructure. More residents equals more property taxes, so Delaware County is able to provide for all citizens.
  • Affordable housing reduces the number of evictions and therefore the number of homeless.

In 2020, nearly half of American renters spend at least 30% of their income on housing alone.³

The faces of housing insecurity in Delaware County


Judy, a 70-year-old widow, never held full-time employment outside the home; instead, she maintained the house for her husband and son. Her son relocated to the West Coast, so when Judy’s husband died, she moved into her mother’s home to take care of her. Her only source of income is her late husband’s modest pension and Social Security. Her mother died a year ago. Even though Judy still lives in her mother’s home, her siblings have decided to sell the house. Judy’s income will not cover monthly rent in Delaware, so she is faced with the challenges of being alone while trying to find a safe, clean place to live. 

Grab interest

The Delaware County Housing Alliance (DCHA) strives to transform Delaware County into a community offering safe, affordable and attainable housing for all. A 501(c)(3) organization and United Way affiliate, our mission is to address the unique housing needs of Delaware County residents of all ages, thus ending housing insecurity among our citizens. 

The faces of housing insecurity in Delaware County


Jackson, a recent Delaware County high school graduate, lost his father unexpectedly. Suddenly Jackson had to find the funds necessary to bury his father while also navigating the challenge of become homeless at 18 years old. He has been able to find help with food and other needs through local United Way programs, but our community lacks the housing options that are affordable for Jackson and others in similar situations. 

Funders Who Made It Possible

The faces of housing insecurity in Delaware County


When Jorge’s wife died of COVID, he lost half of the monthly Social Security income they had depended on. The 83-year-old veteran couldn’t afford housing or taxes. He used what little savings he had to put a down payment on a small camper, which he tows from parking lot to parking lot to live in. The camper is now under threat of being repossessed. He has tried to get help through various veteran agencies but feels old and forgotten by the military and society. “If I was ill,” said Jorge, “services would be available to me but since I’m healthy, I have to fend for myself.” 

Initiatives

  1. Has created a community-wide education and outreach regarding Delaware County's housing issues.
  2. Has implemented a program and transitional home for our young people through the United Way of Delaware County's Young Adult Transitional Living Program at TreeHouse.
  3. Support St. Vincent De Paul Society's New Beginnings transitional home. For more information, visit their website.

Join DCHA's Efforts

Donate to establish affordable housing for all

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VOLUNTEER

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HERE'S HOW
BUSINESSES

See the full list of businesses and individuals who are working to make an impact on housing insecurity in Delaware County.

INDIVIDUALS

Copyright © 2023 Delaware Housing - All Rights Reserved.


[1] ACS, __________ (2020).

[2] “Romney’s plan to alleviate childhood poverty would save tax dollars in the future, says one of the country’s foremost experts on poverty,” Neil Schoenherr, wustl.edu, February 9, 2021.

[3] “Inflation is hitting renters particularly hard,” Mark Huffman, consumeraffairs.com, March 28, 2022. 



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